Terms and Conditions
This is a general draft of our Terms of Service, provided for informational purposes. It should be reviewed and adapted by a qualified professional before being relied upon as a binding legal agreement.
Last updated: [date to be inserted]
1. Introduction
These Terms and Conditions ("Terms") govern your access to and use of the website, dashboard, and related services (collectively, the "Service") operated by Fenstanton ("Fenstanton", "we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.
2. Eligibility
The Service is intended for use by individuals who are at least 18 years of age and who are legally capable of entering into binding contracts. By using the Service, you represent and warrant that you meet these requirements.
3. Description of Service
Fenstanton provides tools and insights intended to support financial planning and capital management decisions for freelancers and independent consultants. The Service is provided for informational and organisational purposes only and does not constitute financial, investment, tax, or legal advice. Any decisions made based on information presented through the Service are made at your own discretion and risk.
4. Account Registration
To access certain features of the Service, you may be required to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account.
5. Acceptable Use
You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service. You further agree not to attempt to gain unauthorised access to any part of the Service, other accounts, or any systems or networks connected to the Service.
6. Subscription and Payment
Certain features of the Service may require payment of fees as described at the point of purchase. All fees are stated in the applicable currency and are exclusive of taxes unless otherwise noted. We reserve the right to modify our pricing with reasonable notice. Continued use of the Service after a price change constitutes acceptance of the new pricing.
7. Cancellation and Refunds
You may cancel your subscription at any time through your account settings or by contacting us directly. Except where required by applicable law, fees already paid are non-refundable. Specific refund terms, if any, will be set out separately at the point of purchase.
8. Intellectual Property
All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of Fenstanton or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Service without our prior written consent.
9. No Financial Advice
Nothing within the Service should be construed as personalised financial, investment, legal, or tax advice. You should consult a qualified professional before making any financial decisions. Fenstanton makes no representations or warranties regarding the accuracy, completeness, or reliability of any information, projections, or recommendations provided through the Service.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Fenstanton shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use the Service.
11. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
12. Termination
We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.
13. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with a revised "Last updated" date. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Fenstanton is registered, without regard to its conflict of law provisions. [This section should be reviewed and confirmed by a qualified legal professional.]
15. Contact
If you have any questions about these Terms, please contact us via the details provided on our Contact page.